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Health Care: Fiscal Responsibility

By Christina Stein
Opinion | July 1, 2012

healthcare.gifGREAT BEND, Kan. - I dream of a world where facts are checked before inaccurate information is spread. Where people don't fan a flame, just to get a reaction. I dream of a world where people are honest, and interested in politics, not just a 30 second sound bite.

The Supreme Court decided this week President Obama's health care plan is constitutional. (Yes, Rand Paul, the Supreme Court decides what is and what is not constitutional)

Hours after the decision was made, Facebook was flooded with inaccurate cartoons and portrayals of the health care plan. Perhaps the one that is most misleading is the one that states, "President Obama, Congressmen/women, and Senators are exempt from this plan." They are not exempt from holding insurance. This is not an opinion, it is a fact.

protest-melissa-carlson-credit2.jpgA differing opinion is a wonderful thing. Let me correct myself, a differing opinion is a wonderful thing when it is supported by facts.

Now let's look at what the health care plan is. The plan allows those with pre-existing conditions to purchase insurance. It takes away a lifetime cap. This health care plan forces insurance companies to pay out 80 percent of money taken in, on our health care dollars. Meaning, at the end of the year, if Blue Cross Blue Shield has made more than a 20 percent profit, they must give refunds to their subscribers. This plan will also close the doughnut hole for seniors. Sounds good, right? This is not socialistic in anyway (like the police department, library, water treatment plants, fire department, child protective services, etc.), there is no public option.

The individual mandate? Let's think of it this way. A man spends his money on booze, tattoos and piercings, then he gets ill. He didn't spend his money responsibly. He didn't think ahead, he didn't buy insurance. He gets ill, racks up a million dollar hospital bill.

Who do you think pays for that bill? The man that can only afford to pay ten dollars a month? Probably not, the hospital cannot operate and function when people are paying a fraction of their bill. They have to get the money from somewhere.

So where does this money come from?

From you and from me. You see, the man that did not buy insurance has just raised the cost of my copays, the cost of my out of pocket expense and the cost of my taxes. Health care is already around 20 percent of the Federal Budget.

Health care is one of the main contributors of bankruptcy in America. Health care is effecting our entire economic system. A recent study showed, sixty percent of bankruptcies are due to medical illness.

Concerning? Yes. One in three Kansans under 65 years of age cannot afford insurance.

In Kansas, you must pay sales tax on food. You pay taxes on clothing. You pay taxes on necessities. If so many American's are struggling to purchase insurance, something is wrong. We need a public option. We need an option so that American's are able to purchase health care.

I work to pay taxes for many things, roads, schools, police protection, fire protection, water treatment, food inspections. Heck, even Verizon Communications and Boeing get a portion of my tax dollars. I would like my health care to be one of them. I feel the government has done a decent job in terms of police, child protective services, and I do love my library.

Sure, I have insurance, but my copays increase every year, my out of pocket expenses are through the roof, and insurance companies have always tried to find a way to bamboozle their clients.

Politics and discussion are great, so is fact checking. fore I wrap up, I feel I must inform those people who plan to move to Canada to get away from "government run health care"......nah, I'll just let you find out for yourself.


2 Comments

Fiscal responsibility? Christina, you have hit the nail on the head!

Responsibility must come before freedom, whether it be social, financial, religious or whatever else you champion. Capitalism becomes an oppresive weapon of the wealthy, if they don't accept responsibility to deal equitably with the needs of their fellow man.

Government mandates are necessary because we don't all accept our responsibility for the safety and welfare of those around us. In a just society the wealthy can be and are protected just as much as the poor and indigent. The rich and the poor, alike, are protected from the careless and dangerous driving habits of others (even ourselves) on the road. All of society is protected by government mandates on environmental protections, drug purity and safety, honest labeling of products, safety in the work place, etc. etc.

Without representative government and the checks and balances built into our constitutional form of government, we would have survival of the fittest. That used to equate to the one who carried the biggest club; then the straightest arrow; and from there on up to now when we depend upon the most sophisticated modern weaponry. Financial resources are the strongest weaponry in today's world. The carnal nature of man tends to be that we become selfish and narcisstic, thus we forget equity for our fellowman.

Some of us, even most of us, just can't sit comfortably in our airconditioned dining rooms, and health facilities, while others are exposed to the ravages of nature, debilitation from health issues, and oppression from the predjudices of mankind.


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